About Us

SureStone Insurance dac (“SureStone”) is an authorised Insurance Company which is regulated by the Central Bank of Ireland. SureStone commenced trading in 2002 and is based in Dublin, Ireland.

SureStone is subject to the Central Bank’s Code(s) of Conduct which includes the Consumer Protection Code 2012, the Minimum Competency Code 2011 and the Fitness and Probity Standards, which offer protection to consumers. These Codes can be found on the Central Bank’s website www.centralbank.ie.

We are dedicated to supplying tailored, innovative insurance solutions that meet the changing needs of brokers and their customers.

We offer specialist and niche product expertise adding value to brokers by providing them with delegated authority and access to scheme management facilities that is not available in the traditional insurance market.

We are now looking to grow our Irish and UK portfolio through the development of strong and enduring partnerships with key brokers and other affinity distribution partners.


Important Brexit Communication - for UK Customers

You have an insurance policy underwritten by SureStone Insurance. This communication to you sets out the action Surestone is taking to ensure continuity of coverage following Brexit.

SureStone Insurance dac trading as SureStone Insurance is registered in Ireland (Company No: 340407) and is authorised and regulated by the Central Bank of Ireland,  (reference number C33637). Its registered office is Merrion Hall, Strand Road, Dublin 4, D04 P6C4.

Surestone currently provides insurance to you as one of its UK customers on a cross-border basis through what is referred to as a “passporting” regime.  

Passporting refers to the regulation of financial services carried out on a cross-border basis. If a firm is authorised to undertake activities by the regulator of one EU member state, it can apply for a “passport” to carry out those activities in other EU jurisdictions without needing further authorisation.

As there is continuing uncertainty regarding the UK’s future relationship with the EU,  Surestone wish to take this opportunity to  provide you with important details in relation to its plans in preparation for Brexit, in particular dealing with the position that may arise in the event  of a “no-deal Brexit”.

The UK Government has announced that, in the event of a “no deal Brexit”, it will introduce a Temporary Permissions Regime for inbound passporting EEA firms.

Surestone Insurance dac has received notification for entry into the Temporary Permissions Regime from the Prudential Regulatory Authority (PRA).

This regime will allow Surestone to continue to carry out regulated business in the UK for a period of up to 3 years, if the UK leaves the EU in October 2019 under a “no-deal Brexit”. 

Your policy will continue to underwritten by Surestone and you will experience no difference in the day to day management of your policy.   

Prior to the expiry of the temporary permissions regime period, Surestone will put in place measures to make the necessary application for authorisation to continue to service its UK clients into the future.

There is no additional action necessary for you. This communication is to advise you of what is happening. These arrangements mean that Surestone can continue to serve and work with its UK customers with  minimal disruption. If you do have questions or want any further clarification you can contact your broker or alternatively you can contact us at [email protected]

Regulatory Reporting

The Company’s Solvency & Financial Control Report as at March 31st 2019 can be found at the following link

The Company’s Solvency & Financial Control Report as at March 31st 2018 can be found at the following link

The Company’s Solvency & Financial Control Report as at March 31st 2017 can be found at the following link

SureStone Insurance dac is:
  • An authorised insurance company established in Ireland and regulated by the Central Bank of Ireland
  • Fully authorised to transact licensed insurance business in Ireland, the United Kingdom and all other EU states
  • Licenced to underwrite all major classes of non- life insurance business
  • Supported by many of the world’s leading Reinsurers with minimum protection of A-rated security from key Reinsurer partners
A member of:
  • Financial Ombudsman Service in both Ireland and UK
  • Insurance Ireland
  • Association of British Insurers
  • Flood Re, the UK market flood cover Reinsurer
  • Participating Insurer for the Law Society of Ireland