Our Products

SureStone Insurance have been providing niche & specialist insurance since 2002, and have the expertise to deliver tailored schemes that suit you and your customers.

In a competitive marketplace scheme business can provide great opportunities. Identifying groups of clients with shared specialist needs and developing a purpose built scheme enables brokers to differentiate themselves and showcase their expertise.

Our Underwriting Appetite

Risk appetite is a frequently used term when discussing the kind of risks we do or do not wish to write. Within these niche & specialist areas the focus is on growing in profitable areas. The nature of risk means the areas of risk we are prepared to accept may be updated from time to time especially as we enter new markets, new business and have new understanding of risks assumed.

We try to think outside of the box and are not afraid to underwrite the unusual; we have designed bespoke schemes across a wide variety of industry sectors including:


Commercial Lines Products

  • Our appetite is based around low hazard and niche business;
  • Agriculture
  • Construction
  • Manufacturing and Industrial
  • Offices
  • Professional Indemnity
  • Property Owners
  • Retail


Home Products

We can create a unique home insurance product tailored to you clients’ requirements. You decide on the features and benefits required and we will work with you to provide them at a competitive price.

We can include ancillary products to differentiate your product, For example;

  • Home Emergency
  • Legal Expenses
  • Key Cover


Motor Products

We have a large number of add-ons that can enhance your motor products. The motor market is in a challenging period at the moment, add-ons can be used to enhance these motor products.

Examples of these are;

  • Motor GAP
  • Extended Warranty
  • Legal Expenses
  • Tools in Transit
  • Mechanical Breakdown


Pecuniary Products:

Life brings uncertainties and to help our customers face these, we have developed a range of protection products. Below is a sample of just a few of them. For specific detail please contact us to discuss.

  • Creditor Insurance
  • ID Theft
  • Payment Protection
  • Pecuniary
  • Personal Accident
  • Professional Fees Insurance

Delivering Great Service

Launching, developing or even approaching SureStone Insurance with a new idea for a scheme is the start of an on-going relationship. Sales, marketing, underwriters, data analysts, costing and project managers, all participate to grow and develop every scheme.

When setting up a new scheme we invite brokers to meet with us. We will work with you to analyse trends/metrics and review the market to identify key areas where we can adapt the scheme quickly and respond to opportunities.